Event Insurance for Corporations, Businesses and Individuals

WHAT IS A SPECIAL EVENT?

A special event is defined as an event, such as a wedding, anniversary party,festival, fair, carnival, exhibition, fundraising dinner or other event of short duration, usually lasting 7 days or less. Special Event insurance is written to provide coverage for an activity that isn't covered under most traditional insurance policies. Unlike a traditional business that operates on a regular basis throughout the year, special events tend to be short term in nature and may last for a few hours up to as much as a several weeks. There are numerous reasons why an event needs to be covered separately but the usual reasons are that:

the insured's only exposure is a short term event,
the event is a joint venture and none of the sponsors will cover it under their own program,
the event owner does not want to cover it under their overall program or their carrier has excluded an event from their program

Special event policies can be written on a short term basis or on an annual basis. We prefer to issue short term policies that coincide with the date(s) of the event that we are covering. There are situations where annual policies may be required and we can issue policies on this basis. The most likely reason for an annual policy will be that the insured would like us to cover a number of events and prefers a single policy for all events.

Our Event Liability Program provides short-term general liability insurance (including Host Liquor liability where granted at no additional charge) for various events such as:

Weddings
Family Reunions
Fairs and Festivals
Trade Shows and Conventions
Sport tournaments and sporting activities
Dance Recitals
Parades
Receptions Ethnic Celebrations
Coverage for vendors with a booth at a trade show (premium as low as $70)
And many other types of special events.